Authors
- Savchina Oksana Vladimirovna Ph.D. in Economics, Associate Professor
- Vinicio Xavier Medina Gonzalez Gonzalez Ph.D in History
Annotation
This article provides a systematic overview of the trends in the digital transformation of the banking sector. The main trends in the digital development of banks and the formation of a digital banking model are analysed. The prospects for the digitalization of the Russian banking sector are determined, and the strategic goals of banks in the direction of digital development are considered. Based on the analysis of the Russian banking sector, the article shows the problem of its consolidation, which leads to a synergistic effect: a more resource-secured bank has a significant advantage for making investments in digital development. The necessity of the transformation of the existent business model from classical to digital is also substantiated, regardless of the status of the credit organization.
How to link insert
Savchina, O. V. & Vinicio Xavier, M. G. (2023). DIGITAL TRANSFORMATION OF THE BANKING SECTOR IN MODERN CONDITIONS Bulletin of the Moscow City Pedagogical University. Series "Pedagogy and Psychology", 2023 №2 (36), 55. https://doi.org/10.25688/2312-6647.2023.36.2.05
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